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If you're going to use a small-cap index like the Russell 2000, you might wish to stop briefly and consider why a great index fund firm, like Lead, doesn't have any funds that follow it. The reason is due to the fact that it's a poor index.
I have not even resolved the straw guy right here yet, and that is the reality that it is relatively uncommon that you actually need to pay either taxes or significant payments to rebalance anyway. I never have. A lot of intelligent financiers rebalance as long as possible in their tax-protected accounts. If that isn't fairly sufficient, very early collectors can rebalance totally utilizing new payments.
And of course, nobody ought to be purchasing loaded common funds, ever. It's truly as well bad that IULs do not function.
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